Teacher Loan Forgiveness in New Mexico
Short answer: Teachers in New Mexico can use the federal Teacher Loan Forgiveness program: up to $5,000, or up to $17,500 for highly qualified math, science, or special education teachers, after five complete and consecutive academic years of full-time teaching at a qualifying low-income school or educational service agency listed in ED's TCLI Directory. Public-school teachers in New Mexico may also qualify for PSLF.
Last verified November 5, 2026 · PSLFCheck Editorial
Federal program overview
| Up to $5,000 | Up to $17,500 | |
|---|---|---|
| Who | Highly qualified full-time elementary or secondary teachers | Highly qualified full-time secondary math or science teachers, or special education teachers |
| Service | 5 complete, consecutive academic years at a low-income school or educational service agency (at least one year after 1997–98) | |
| Loans | Direct Loans and FFEL Stafford loans (not PLUS) | |
Find qualifying New Mexico schools
Look up your school in the official Teacher Cancellation Low Income (TCLI) Directory, choose New Mexico and each school year you taught.
State programs in New Mexico
Some states offer their own teacher loan repayment or incentive programs. Rules, amounts and funding change often, so we don't list them here — check the New Mexico state department of education or higher-education agency for current programs.
PSLF for New Mexico teachers
Public schools are government employers, so full-time teachers may qualify for PSLF after 120 qualifying payments. See PSLF in New Mexico and search New Mexico employers.
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FAQ
How much is Teacher Loan Forgiveness in New Mexico?
Federal Teacher Loan Forgiveness is up to $5,000, or up to $17,500 for highly qualified full-time math, science, or special education teachers, after five complete and consecutive academic years at a qualifying low-income school or educational service agency.
How do I find low-income schools in New Mexico?
Use the U.S. Department of Education's Teacher Cancellation Low Income (TCLI) Directory on studentaid.gov and select New Mexico for the relevant school years.
Can I get Teacher Loan Forgiveness and PSLF?
Yes, but the same period of service cannot count for both. Many public-school teachers compare both paths before applying.
Does New Mexico have its own teacher loan repayment program?
Some states run their own teacher loan repayment or service-scholarship programs, and rules and funding change. Check the New Mexico state department of education or higher-education agency for current programs.
Sources
- Teacher Loan Forgiveness — studentaid.gov — accessed November 5, 2026
- 34 CFR 685.217 — Teacher loan forgiveness (eCFR) — accessed November 5, 2026
- Teacher Cancellation Low Income (TCLI) Directory — studentaid.gov — accessed November 5, 2026
- Teacher Loan Forgiveness — studentaid.gov — accessed November 5, 2026
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